THE EFFECT OF CASHLESS POLICY ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES

ABSTRACT
The general objective of this study was to assess the effect of Cashless policy adoption on performance of SMEs in Ikeja LGA. This study adopted a descriptive survey research design. The target population under the study was the registered SMEs in Ikeja LGA. A sample of 101 SMEs were studied, obtained using 10% of the target population. The study relied on primary data sources and secondary data. Primary data was collected using questionnaires. Descriptive statistics were used to analyze the data. Measures of central tendency (mean, mode and median) were used to find how the data tended to agree while measures of variability/dispersion (standard deviation and variance) were also used to determine the extent to which the data varied from a central position. Qualitative data was analyzed by use of content analysis and inferences made thereof. Data presentation was by use of frequency tables, percentages, pie charts and bar graphs. The study deduced that the forms of IT tools that the businesses had invested in to a good extent are mobile phones services as shown by a mean score of 3.687. The study also established that the cashless policy adoption led to growth and expansion of the business. The study concluded that information and communication technology has led to the growth of the business through volume of sales, access to new markets, volume of service / products and allowing businesses the capacity to handle a greater volume of work. Further, the study concluded that cashless policy leads to better quality/ service in the business by increasing customer satisfaction, allowing innovation through introduction of new product/service and improving product/service quality. The study recommended that Small and Medium Enterprises (SME) management should consider scanning the environment to find the latest cashless policy equipment that could be useful in promoting service delivery efficiency and / or proper product mix / choice that suits customer needs. The management should also consider adopting variety of cashless policy equipment so as to be able to utilize available communication options.

HOW TO GET THE FULL PROJECT WORK

PLEASE, print the following instructions and information if you will like to order/buy our complete written material(s).

HOW TO RECEIVE PROJECT MATERIAL(S)
After paying the appropriate amount into our bank Account below, send the following information to
08140350866 or 08058580848

(1) Your project topics
(2) Email Address
(3) Payment Name
(4) Teller Number
We will send your material(s) immediately we receive bank alert

BANK ACCOUNTS
Account Name: AKINYEMI OLUWATOSIN
Account Number: 3022179389
Bank: FIRST BANK.

OR
Account Name: AKINYEMI OLUWATOSIN
Account Number: 2060566256
Bank: UBA.

OR
Account Name: AKINYEMI OLUWATOSIN
Account Number: 0042695344
Bank: Diamond

HOW TO IDENTIFY SCAM/FRAUD
As a result of fraud in Nigeria, people don’t believe there are good online businesses in Nigeria.

But on this site, we have provided “table of content and chapter one” of all our project topics and materials in order to convince you that we have the complete materials.

Secondly, we have provided our Bank Account on this site. Our Bank Account contains all information about the owner of this website. For your own security, all payment should be made in the bank.

No Fraudulent company uses Bank Account as a means of payment, because Bank Account contains the overall information of the owner

CAUTION/WARNING
Please, DO NOT COPY any of our materials on this website WORD-TO-WORD. These materials are to assist, direct you during your project. Study the materials carefully and use the information in them to develop your own new copy. Copying these materials word-to-word is CHEATING/ ILLEGAL because it affects Educational standard, and we will not be held responsible for it. If you must copy word-to-word please do not order/buy.

That you ordered this material shows you have agreed not to copy word-to-word.

FOR MORE INFORMATION, CALL:
08058580848, 08140350866

YOU CAN ALSO VISIT:

www.greatmindsprojectmaterials.com
www.greatmindsprojectsolution.com
www.achieversprojectmaterials.com
www.naijasplash.com
www.achieversprojectmaterials.blogspot.com
www.achieverprojectmaterial.blogspot.com
www.acheiversprojectmaterials.blogspot.com
www.archieverprojectmaterials.blogspot.com
www.acheiversprojectmaterials.blogspot.com.ng
www.archieverprojectmaterials.blogspot.com.ng
www.achieversprojectmaterials.blogspot.com.ng
www.achieverprojectmaterial.blogspot.com.ng
www.achieverprojectmaterial.wordpress.com
www.achieversprojectmaterials.wordpress.com
www.acheiversprojectmaterials.wordpress.com
www.archieverprojectmaterials.wordpress.com

No Comments

Post a Comment